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Legal

Terms of Service

Please read these terms carefully before using our service.

Last updated: February 1, 2024Effective: February 15, 2024

Important Notice

By using FinanceSupport, you agree to these Terms of Service. If you do not agree, please do not use our platform. These terms include an arbitration clause and class action waiver.

1. Acceptance of Terms

By accessing or using the FinanceSupport platform ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

These Terms apply to all users of the Service, including without limitation users who are browsers, vendors, customers, merchants, and contributors of content.

Please read these Terms carefully before using our Service. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms.

2. Definitions

**"Service"** refers to the FinanceSupport platform, including all features, applications, content, and services provided.

**"User"** or **"you"** refers to individuals or entities that access or use the Service.

**"Tenant"** refers to a business entity that subscribes to our Service to manage their finance operations.

**"Customer"** refers to end-users of Tenant's services who may access limited features of the platform.

**"Content"** refers to all data, text, images, and other materials uploaded, submitted, or displayed on the Service.

3. Eligibility

To use FinanceSupport, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into binding contracts
  • Not be prohibited from using the Service under applicable laws
  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Business users must be properly registered entities authorized to conduct financial services in their jurisdiction.

    4. Account Registration and Security

    Account Creation:

    When you create an account, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of these Terms.

    Account Security:

    You are responsible for:

  • Safeguarding your password and access credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized access
  • Ensuring that your account information is accurate
  • We reserve the right to disable any account if we believe you have violated these Terms.

    Multi-Tenant Access:

    If you are granted access to multiple tenant accounts, you must maintain the confidentiality of each tenant's data and not share information between tenants.

    5. License and Use Rights

    License Grant:

    Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your internal business purposes.

    Restrictions:

    You agree not to:

  • Copy, modify, or distribute the Service
  • Reverse engineer or attempt to extract the source code
  • Use the Service for any illegal purpose
  • Interfere with or disrupt the Service
  • Attempt to gain unauthorized access to any systems
  • Use automated means to access the Service without permission
  • Sublicense, sell, or transfer your rights to the Service
  • API Usage:

    Access to our API is subject to additional terms and rate limits. Abuse of API access may result in suspension.

    6. User Content

    Ownership:

    You retain ownership of all Content you submit to the Service. By submitting Content, you grant us a worldwide, non-exclusive, royalty-free license to use, store, and process such Content solely for providing the Service.

    Responsibility:

    You are solely responsible for:

  • The accuracy and legality of your Content
  • Ensuring you have necessary rights to submit Content
  • Backing up your own Content
  • Compliance with data protection laws for customer data
  • Prohibited Content:

    You may not submit Content that:

  • Violates any law or regulation
  • Infringes intellectual property rights
  • Contains malware or harmful code
  • Is fraudulent, deceptive, or misleading
  • Violates privacy rights of others
  • 7. Subscription and Payment

    Subscription Plans:

    Access to the Service requires a paid subscription. Different plans offer different features and usage limits.

    Billing:

  • Subscriptions are billed in advance on a monthly or annual basis
  • All fees are non-refundable except as required by law
  • You authorize us to charge your payment method automatically
  • Prices may change with 30 days' notice
  • Free Trial:

    If offered, free trials automatically convert to paid subscriptions unless cancelled before the trial ends.

    Taxes:

    You are responsible for all applicable taxes. We will add GST/VAT as required by law.

    Payment Disputes:

    Any billing disputes must be reported within 30 days of the charge.

    8. Termination

    Termination by You:

    You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of your current billing period.

    Termination by Us:

    We may suspend or terminate your account if:

  • You violate these Terms
  • You fail to pay fees when due
  • Your use poses a security risk
  • Required by law
  • We discontinue the Service
  • Effect of Termination:

    Upon termination:

  • Your access to the Service will cease
  • You may export your data within 30 days
  • We may delete your data after 90 days
  • Certain provisions of these Terms will survive
  • No Refunds:

    Termination does not entitle you to a refund of any prepaid fees.

    9. Data Protection and Privacy

    Data Processing:

    Our use of your data is governed by our Privacy Policy, which is incorporated into these Terms.

    Your Obligations:

    If you collect personal data through our Service, you must:

  • Comply with applicable data protection laws
  • Obtain necessary consents from data subjects
  • Implement appropriate security measures
  • Honor data subject requests
  • Data Processing Agreement:

    Business users may request a Data Processing Agreement (DPA) for GDPR compliance.

    10. Disclaimers and Warranties

    As-Is Basis:

    THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

    No Warranty:

    We do not warrant that:

  • The Service will be uninterrupted or error-free
  • Defects will be corrected
  • The Service is free of viruses or harmful components
  • The results of using the Service will meet your requirements
  • Financial Decisions:

    We do not provide financial advice. You are solely responsible for your business decisions made using the Service.

    11. Limitation of Liability

    Limitation:

    TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINANCESUPPORT SHALL NOT BE LIABLE FOR:

  • Indirect, incidental, special, or consequential damages
  • Loss of profits, data, or business opportunities
  • Damages exceeding the fees paid by you in the 12 months preceding the claim
  • Exceptions:

    These limitations do not apply where prohibited by law or in cases of gross negligence or willful misconduct.

    Essential Purpose:

    Some jurisdictions do not allow limitation of liability for certain damages. In such cases, our liability will be limited to the maximum extent permitted by law.

    12. Indemnification

    You agree to indemnify, defend, and hold harmless FinanceSupport and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Your Content submitted to the Service
  • Your violation of applicable laws
  • 13. Dispute Resolution

    Governing Law:

    These Terms are governed by the laws of India, without regard to conflict of law principles.

    Arbitration:

    Any dispute arising from these Terms shall be resolved through binding arbitration in Bangalore, India, under the Arbitration and Conciliation Act, 1996.

    Class Action Waiver:

    You agree to resolve disputes individually and waive any right to participate in class actions.

    Jurisdiction:

    For any matters not subject to arbitration, the courts of Bangalore, India shall have exclusive jurisdiction.

    14. Modifications to Terms

    We reserve the right to modify these Terms at any time. We will notify you of material changes by:

  • Posting the updated Terms on our website
  • Sending an email notification
  • Displaying a notice in the Service
  • Your continued use of the Service after changes constitutes acceptance. If you disagree with changes, you must stop using the Service.

    Material changes will take effect 30 days after notification.

    15. General Provisions

    Entire Agreement:

    These Terms, together with the Privacy Policy and any additional agreements, constitute the entire agreement between you and FinanceSupport.

    Severability:

    If any provision is found unenforceable, the remaining provisions will continue in effect.

    Waiver:

    Our failure to enforce any provision does not constitute a waiver of that provision.

    Assignment:

    You may not assign these Terms without our consent. We may assign these Terms to an affiliate or successor.

    Force Majeure:

    We are not liable for failures or delays due to circumstances beyond our reasonable control.

    Notices:

    Notices to us should be sent to [email protected]. Notices to you will be sent to your registered email address.

    16. Contact Information

    For questions about these Terms, please contact us:

    Legal Department

    FinanceSupport Technologies Pvt. Ltd.

    Email: [email protected]

    Phone: +91 9023521632

    Address: First Floor, Shop No 26, Ganpati Square, Barnala, Punjab, India