Daily, Monthly & Yearly Loan Management
Create, track, and manage all types of loans -- daily collection loans, monthly EMI-based loans, and yearly term loans with automated calculations.
- Daily loans with daily collection schedules
- Monthly EMI loans with auto-calculated installments
- Yearly term loans with flexible repayment plans
- Processing fee & penalty management
- Loan disbursement & closure tracking
- Loan documents storage
Borrower & Customer Management
Complete borrower lifecycle management with KYC verification, document storage, credit history, and comprehensive loan history per customer.
- Complete borrower KYC management
- Document upload & verification
- Borrower credit scoring & history
- Reference & guarantor tracking
- Defaulter blacklist management
- Borrower self-service portal
Mobile Collection App
Dedicated mobile app for field collectors to track daily collections, record payments in real-time, and manage their loan collection routes.
- Daily collection schedule & updates
- GPS tracking for field collectors
- Offline mode for remote areas
- Digital payment receipts for borrowers
- Collection route optimization
- Collector performance tracking
Loan Analytics & Reporting
Powerful dashboards tracking daily collections, monthly EMI recovery rates, yearly portfolio performance, and default trends.
- Real-time loan portfolio dashboard
- Daily collection vs target analytics
- Monthly EMI recovery rate tracking
- Default & overdue loan reports
- Collector-wise performance reports
- Custom report builder
Payment Reminders & Alerts
Automated EMI reminders and collection alerts via SMS, WhatsApp, and email to reduce defaults and improve daily and monthly repayment rates.
- Daily collection SMS reminders
- Monthly EMI due WhatsApp alerts
- Overdue payment email notifications
- Customizable reminder templates
- Scheduled pre-due-date messages
- Delivery & read tracking
Security & Lending Compliance
Bank-grade security for sensitive loan data with encryption, role-based access, audit trails, and compliance with lending regulations.
- 256-bit encryption for loan data
- Role-based access for staff & collectors
- Complete audit trail for all loan actions
- Automated data backup & recovery
- Two-factor authentication
- RBI & lending regulation compliant
Additional Features
Every feature you need to manage daily, monthly, and yearly loans efficiently.
EMI Calculator
Calculate EMI for daily, monthly & yearly loans instantly
Collection Receipts
Generate and share loan payment receipts instantly
Collection Route Planning
Optimize daily collection routes for field agents
In-app Chat
Communicate with collectors and team securely
Partner & Investor Management
Manage lending partners and fund investors
Profit & Interest Tracking
Track lending profits and interest earnings
Loan Data Export
Export loan portfolios to Excel, PDF anytime
Loan Type Configuration
Configure daily, monthly & yearly loan parameters
Cloud Backup
Automatic daily backups of all loan records
24/7 Support
Round the clock support for lending businesses
Auto Updates
Regular loan management feature updates
Multi-language
Support for regional languages in loan documents
Integrates with Tools You Use
Connect with popular payment gateways, SMS providers, and lending tools.
- Razorpay payment gateway
- Twilio SMS & WhatsApp
- Email notifications (SMTP)