Daily, Monthly & Yearly Loan Management
Create, track, and manage all types of loans -- daily collection loans, monthly EMI-based loans, and yearly term loans with automated calculations.
- Daily loans with daily collection schedules
- Monthly EMI loans with auto-calculated installments
- Yearly term loans with flexible repayment plans
- Processing fee & penalty management
- Loan disbursement & closure tracking
- Loan documents storage
Hardeep Singh
Daily ₹200 · LN…NM7B
₹19,900
outstanding
Sonu Kumar
Daily ₹400 · LN…MZ02
₹29,900
outstanding
Gagandeep Singh
Monthly ₹4,500
₹16,300
outstanding
Borrower & Customer Management
Complete borrower lifecycle management with KYC verification, document storage, credit history, and comprehensive loan history per customer.
- Complete borrower KYC management
- Document upload & verification
- Borrower credit scoring & history
- Reference & guarantor tracking
- Defaulter blacklist management
- Borrower self-service portal
Afhal Hussain
Aadhaar & PAN on file
2 loans
Rajinder Singh
Barnala · 98••••1704
1 loan
Inderpal Singh
Guarantor added
1 loan
Mobile Collection App
Dedicated mobile app for field collectors to track daily collections, record payments in real-time, and manage their loan collection routes.
- Daily collection schedule & updates
- GPS tracking for field collectors
- Offline mode for remote areas
- Digital payment receipts for borrowers
- Collection route optimization
- Collector performance tracking
Rakesh Kumar
Collected 11:42 AM
+₹1,500
in hand
Afhal Hussain
Collected 11:21 AM
+₹500
in hand
Balvinder Singh
Due today
₹200
pending
Loan Analytics & Reporting
Powerful dashboards tracking daily collections, monthly EMI recovery rates, yearly portfolio performance, and default trends.
- Real-time loan portfolio dashboard
- Daily collection vs target analytics
- Monthly EMI recovery rate tracking
- Default & overdue loan reports
- Collector-wise performance reports
- Custom report builder
In market
26 active loans
₹4,49,180
Cash in hand
With partners & collectors
₹90,650
Interest earned
Since launch
₹1,23,050
Payment Reminders & Alerts
Automated EMI reminders and collection alerts via SMS, WhatsApp, and email to reduce defaults and improve daily and monthly repayment rates.
- Daily collection SMS reminders
- Monthly EMI due WhatsApp alerts
- Overdue payment email notifications
- Customizable reminder templates
- Scheduled pre-due-date messages
- Delivery & read tracking
Sonu Kumar
EMI due tomorrow
Scheduled
Gurwinder Singh
Payment received
Sent
Ranjit Singh
3 days overdue
Sent
Security & Lending Compliance
Bank-grade security for sensitive loan data with encryption, role-based access, audit trails, and compliance with lending regulations.
- 256-bit encryption for loan data
- Role-based access for staff & collectors
- Complete audit trail for all loan actions
- Automated data backup & recovery
- Two-factor authentication
- RBI & lending regulation compliant
Savir Khan
Collected ₹4,500 · 10:32
Collector
Nirmal Singh
Waived penalty ₹100
Flagged
review
Aman
Deposited ₹12,000 to bank
Partner
Additional Features
Every feature you need to manage daily, monthly, and yearly loans efficiently.
Gold and pledged security
Itemised ornaments, purity and weight, appraiser and seal, valuation against your own rate or a 30-day average, and the auction if it comes to that.
Group lending
Joint liability groups with uneven shares, meeting sheets, attendance and arrears for the whole group at once.
Branches and roles
Every branch its own book. Staff see only theirs, with the permissions you set and approval limits you decide.
Approvals before money moves
Expenses, withdrawals and transfers wait for a second pair of eyes, with a limit per role and a reason recorded on every refusal.
Vehicles, property and machinery
Registration and insurance, survey numbers and mortgages, each with its own lending ceiling so a small security cannot carry a large loan.
Seventeen markets
Currency, date format, phone and identity rules, tax numbers, payment methods and lending limits all follow the country you work in.
EMI Calculator
Calculate EMI for daily, monthly & yearly loans instantly
Collection Receipts
Generate and share loan payment receipts instantly
Collection Route Planning
Optimize daily collection routes for field agents
In-app Chat
Communicate with collectors and team securely
Investor Management
Manage investors and the capital they put in
Profit & Interest Tracking
Track lending profits and interest earnings
Loan Data Export
Export loan portfolios to Excel, PDF anytime
Loan Type Configuration
Configure daily, monthly & yearly loan parameters
Cloud Backup
Automatic daily backups of all loan records
24/7 Support
Round the clock support for lending businesses
Auto Updates
Regular loan management feature updates
Multi-language
Support for regional languages in loan documents
Integrates with Tools You Use
Connect with popular payment gateways, SMS providers, and lending tools.
- UPI payments
- Twilio SMS & WhatsApp
- Email notifications (SMTP)